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e e is qualified to operate a taxicab within the city, he shall issue the applicant a license therefor. Sec. 3.8 Expiration. Every license issued under the provisions of this division shall expire at the end of the calendar year next following the date of issue. Sec. 3.9 Revocation. The license authorized under the provisions of this division is a privilege and not a right and may be revoked by the city council for the violation of any applicable provision of this Code, state law or city article, rule or regulation, or within, in its discretion, deems the revocation best for the welfare, safety and protection of the lives, property and happiness of the citizens of the city. DIVISION 4. LIABILITY INSURANCE No taxicab shall be permitted to operate at any time upon the streets of the City of La Porte unless that taxicab is covered by insurance in accordance with the provisions of this article. Any taxicab without insurance is hereby declared to be unlicensed for operation by the City of La Porte. Sec. 4.1 Required; approval; etc. Before any permit shall be issued under Division 2 of this article to any owner of a taxicab, or before any renewal of a permit shall be granted, the OWnE~r shall file with the City Secretary, and thereafter keep in full force and effect, a policy of public liability insurance approved by the City Manager or his designated representative, and executed by an insurance company duly authorized to do business in the state, and performable in this county, insuring the public against any loss or damage that may result to any person or property from the operation of the taxicab covered or to be covered by the permit. Said insurance policies shall name the City of La Porte as an additional named insured, and said policies shall provide for prior notice of cancellation to the City of La Porte as provided in this Division. Sec. 4.2 Minimum amount of coverage. (a) The maximum amount of recovery in a policy of insurance required by this article shall not be less than the following sums: (1 ) For the injury or death of anyone (1) person in anyone (1) accident, $20,000.00. (2) (3) For total liability in anyone (1) accident or personal injuries or death, $40,000.00. For injury or destruction of property in anyone (1) accident, $15,000.00. (b) The minimum amount of insurance liability shall never be less than the amount established by the statutes of the state under the Texas Safety Responsibility Act or amendments thereto. 9