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<br />"... <br /> <br />e <br /> <br />e <br /> <br />ILOO 171198 <br /> <br />COMMON POLICY CONDITIONS <br />All Coverage Parts included In this policy are subject to the following conditions. <br /> <br />~ <br /> <br />A. Cancellation <br /> <br />1. The first Named Insured shown In the Declara- <br />tions may cancel this policy by mailing or de- <br />livering to us advance written notice of cancel- <br />lation. <br /> <br />2. We may cancel this policy by mailing or deliv- <br />ering to the first Named Insured written notice of <br />cancellation at least: <br /> <br />a. 10 days before the effective date of cancel- <br />lation if we cancel for nonpayment of pre- <br />mium; or <br /> <br />b. 30 days before the effective date of can- <br />cellation if we cancel for any other reason. <br /> <br />3. We will mall or deliver our notice to the first <br />Named Insured's last mailing address known to <br />us. <br /> <br />4. Notice of cancellation will state the effective date <br />of cancellation. The policy period will end on <br />that date. <br /> <br />5. If this policy Is cancelled, we will send the first <br />Named Insured any premium refund due. If we <br />cancel, the refund will be pro rata. If the first <br />Named Insured cancels, the refund may be less <br />than pro rata. The cancellation will be effective <br />even if we have not made or offered a refund. <br /> <br />6. If notice Is mailed, proof of mailing will be suf- <br />ficient proof of notice. <br /> <br />B.Changes <br /> <br />This policy contaIns all the agreements between you <br />and us concernIng the Insurance afforded. The first <br />Named Insured shown In the Declarations Is auth- <br />orized to make changes In the terms of this policy <br />with our consent. This policy's terms can be <br />amended or waived only by endorsement Issued by <br />us and made a part of this policy. <br /> <br />C. examination Of Your Books And Records <br /> <br />We may examine and audit your books and records <br />as they relate to this policy at any time during the <br />policy period and up to three years afterward. <br /> <br />D.lnspectlons And Surveys <br /> <br />1. We have the right to: <br /> <br />a. Make Inspections and surveys at any time; <br /> <br />0; <br /> <br />-; <br /> <br />ILOO 171198 <br /> <br />b. Give you reports on the conditions we find; <br />and . <br /> <br />c. Recommend changes. <br /> <br />2. We are not obligated to make any Inspections, <br />surveys, reports or recommendations and any <br />such actions we do undertake relate only to In- <br />surability and the premiums to be charged. We <br />do not make safety Inspections. We do not un- <br />dertake to perform the duty of any person or <br />organization to provide for the health or safety of <br />workers or the public. And we do not warrant <br />that conditions: <br /> <br />a. Are safe or healthful; or <br /> <br />b. Comply with laws, regulations, codes or <br />standards. <br /> <br />3. Paragraphs 1. and 2. of this condition apply not : <br />only to us, but also to any rating, advisory, rate <br />service or similar organization which makes <br />Insurance Inspections, surveys, reports or rec- <br />ommendations. <br /> <br />4. Paragraph 2. of this condition does not apply to <br />any Inspections, surveys, reports or recom- <br />mendations we may make relative to c;:ertlfl- <br />cation, under state or municipal statutes, ordi- <br />nances or regulations, of boilers, pressure <br />vessels or elevators. <br /> <br />E. Premiums <br /> <br />The first Named Insured shown In the Declarations: <br /> <br />1. Is responsIble for the payment of all premiums; <br />and <br /> <br />2. Will be the payee for any return premiums we <br />pay. <br /> <br />F. Transfer Of Your Rights And Duties Under <br />This Polley <br /> <br />Your rights and duties under this policy may not be <br />transferred without our written consent except In the <br />case of death of an Individual named Insured. <br /> <br />If you die, your rights and duties will be transferred <br />to your legal representative but only while acting <br />within the scope of duties as your legal repre- <br />sentative. Until your legal representative Is ap- <br />pointed, anyone having proper temporary custody <br />of your property will have your rights and duties but <br />only with respect to that property. <br /> <br />.. <br /> <br />Copyright, Insurance Services Office, Inc., 1998 <br />INSURED <br /> <br />Page 1 of 1 <br />