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<br />INSURANCE COMPANY OF NORTH AMERICA, PHILADELPHIA, PENNSYLVANIA
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<br />A Stock InMnnce eo.np.n"......... ceI.... 1M c:omp.ny
<br />In consideration 0' the stipulations herein named and of the premium as provided herein, in reliance upon the statements in the declarations made a
<br />~rt hereof and subject to all of the terms of this policy, agrees with the Insured named'in the declarations as follows:
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<br />1. This POlicy'c~ver~ all property as described herein under Coverage A & B.
<br />2. This pOlicy insures against All RISKS OF DIRECT PHYSICA,llOSS OR DAMAGE except as ~ereinafter provided.
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<br />3. : This policy does NOT cover the following property:
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<br />lal Real Property
<br />Ibl Money
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<br />Icl Jewelry
<br />.. Idl Vehicles licensed for highway use;
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<br />4, This policy does not insure against:
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<br />lal 'Wear, tear, gradual deterioration, inherent vice, moths or vermin or damage sustained due to 'aliv'process, reconditioning or repair or
<br />while otherwise being actually worked upon and resulti"g therefrom; ,
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<br />Ibl Infidelity of assured's members or persons to whom the, insured property is entrusted; 'conversion or secretion by any person in lawful
<br />possession 0' the property insured;
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<br />Icl Mechanical breakdown, blow-out, lexcept hosel, short circuit or other electrical disturbance within any electricallY-eQuipped property
<br />unless fire ensues and then only for the loss or damage by such ensuing fire;
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<br />Idl Breakage 0' glass or articles of a brittle nature, (except eyeglassesl, unless caused by fire, theft or attempt thereat, windstorm, earth-
<br />quake, flood, explosion, malicious mischief or accident to the conveying vehicle, nor unless likewise occasioned: against marring or
<br />scratching; ,
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<br />leI Any mysterious or unexplained disappearance or shortage disclosed by taking inventory;
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<br />1fI Radio-active contamination or exposure, however caused;
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<br />Igl Loss or damage causeCl by or resulting from;
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<br />111 Hostile or warlike action in time of peace or war, including action in hindering, combating or defending against an actual, impen-
<br />ding or expected attack, lal by any government or sovereign power Ide jure or de factol, bV military, naval or air forces; or Icl by an,
<br />agent of any such government, powe~, authority or forces; .
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<br />121 Any weapon of war employing atomic fission or radioactive force whether In time of peace or war;
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<br />131 Insurrection, rebellion, revolution, civil war, usurped power, or action taken by governmental authority in hindering, combating or
<br />defending against such an occurrence, seizure or destruction under quarantine or Customs regulations, confiscation by order of
<br />any government or publiC authority, or risks of contraband or illegal transportation or trade;' I ' ,
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<br />141 Nuclear reaction or nuclear radiation or radloac\lve contamination, all whether controlled or uncontrolled, or due to eny.ct or con-
<br />dition incident to any of the foregoing, and whether such loss be direct or Indirect, proximate or remote, or be In whole 'or In ,."
<br />caused by, contributed to, or aggravated by P.' ,,' insured against In this policy. Nuclear r..ction, nuclear r.diat~n, or radioactive
<br />contamination, all whether controlled or .. ' is not "explosion" or "smokl(. Subject ~owe'!8r to the foregoing ~nd all ,
<br />provisions of this policy, direct loss by'" ,'m nuclear reaction or nuclear radiation or radioactive contamination is in-'
<br />sured against by this policy.
<br />BB.lll48 Prinlld in U.S.A. 6/82
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