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<br />limitations <br /> <br />and <br /> <br />" This is a partial and summarized list of <br />( nitations and exclusions. Your group <br />..lay have specific limitations and <br />exclusions not included on this list. <br />Please check your Certificate for this <br />complete listing. The Certificate is the <br />document upon which benefit payment <br />will be determined. <br /> <br />( <br /> <br />Unless stated othen\oise. no coverage will be <br />provided for the following simatiollS. <br />1 . A sickness or injury which is covered <br />under any Workers' Compensation or <br />similar law. <br />2. Sickness or injury tor which the insured <br />person is in any way paid or entitled to <br />payment or care and treatment by or <br />through a government program, other <br />than Medicaid or as othe.rwise provided <br />by Texas law. <br />3. Education or training; medical services <br />provided by the insured person's parent, <br />spouse, brother, sister or child. <br />4. Investigational or experimental drugs or <br />substances not approved by Humana or <br />by the Food and Drug Administration. <br />5. Treatment, services. supplies or surgery <br />that is not medically necessary. <br />6. Purchase or fitting of hearing aids, <br />implantable hearing devices or advice 011 <br />their care, unless provided by rider. <br /> <br />( <br /> <br />TX-10434-HH 1/04 <br /> <br />e <br /> <br />Exclusions <br /> <br />7. Weekend nonemergency <br />hospital admissions. <br />8. In-vitro fertilization. unless our In-Vim) <br />Fertilization Rider is included in the <br />GI'OUP Policy; any medical or surgical <br />treatmen r of infertility; infertility <br />evaluations; sex change services or <br />reversal of elective sterilization. <br />9. Plastic, cosmetic or reconstructive <br />surgery, unless a functional impairment is <br />present or if required to correcr a <br />congenital defect. birth abnormality of a <br />newborn or for breast reconstruction or <br />as otherwise scared in the certificate. <br />10. Services and supplies for dental care, <br />treatment of teeth or periodontium or <br />oral surgery, unless the e~l'enses <br />a. are medically necessary diagnostic <br />and/or surgical treatment of the <br />temporomandibular Gaw or <br />craniomandibular) joint; <br />b. are for the surgical removal of <br />a. nmlOr or lesions in the mouth; or <br />c. are incurred in connection with an <br />injury to sound natural teeth or jaw, <br />except injuries resulting from biting <br />or chewing, sustained while the <br />person is covered by the Group <br />Policy. For an. injury, the care and <br />treaonent must be provided within <br />the 12 month period beginning on <br />the date of the injury. Also. the <br />insured person must remain covered <br /> <br />'" Ff2...~~;~ <br /> <br />Insured by Humana Insurance Company <br />@2004 Humana Inc. <br /> <br />e <br /> <br />under the Group Policy durin.g the <br />12 month period while the care and <br />treatment is being received. We will <br />not cover any treaonent related to the <br />preparation or the fitting of deumres. <br />including dental implants. <br />11. Any senri.ce, supply or treatment <br />connected with custodial care. <br />12. Sickness or injury caused by the <br />insured persons: <br />a. engaging in an illegal occupation; or <br />b. commission of or an attempt to <br />commit a criminal act. <br />13. Any treatment to reduce obesity, <br />including, but not limited to. <br />surgical procedures. <br />14. Elective abortion unless: <br />a. the physician certifies in writing tllat <br />the pregnancy would endanger the <br />life of the mother: or <br />b. the pregnancy is a result of rape or <br />incest; or <br />c. the services are received to treat <br />medical complications due to <br />the a borrion. <br />15. Vision analysis. testing or orthoptic <br />training or the purchase of eyeglasses or <br />contact lenses. <br />16, Care and treatment of complications of <br />noncovered procedures. unless required <br />by state law. <br />