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<br />limitations <br /> <br />and <br /> <br />," This is a partial and summarized list of <br />(" nitations and exclusions. Your group <br />.<lay have specific limitations and <br />exclusions not included on tlIis list. <br />Please check your Certificate for this <br />complete listing. The Certificate is the <br />document upon which benefit payment <br />~;ll be determined. <br /> <br />Unless srated otherwise, no coverage will be <br />provided for the foUowing situations. <br /> <br />I. <br /> <br />A sickness or injury which is covered <br />undel' <lnyWorkers. Compensation or <br />similar law. <br />Sickness or injury for ,"vhich the insured <br />person is in any way paid or entitled to <br />payment or care and treatment by or <br />through a government program, other <br />than Medicaid or as otherwise provided <br />byTex.1S law. <br />Education or training; medical services <br />provided by the insured person's parent, <br />spouse, brother, sister or child. <br />Investigational or experimental drugs or <br />substances not approved by Humana or <br />by the Food and Drug Administration, <br />Treatment, services. supplies or surgery <br />that is not medically necessary. <br />Purchase or fitting of hearing aids, <br />implantable hearing devices or advice 011 <br />their care, unless provided by rider. <br /> <br />2. <br /> <br />3. <br /> <br />4. <br /> <br />:>. <br /> <br />6. <br /> <br />l. <br /> <br />(~ <br /> <br />TX-23441-HH 1/04 <br /> <br />e <br /> <br />Exclusions <br /> <br />7. 'Weekend nonemergency <br />hospital admissions, <br />8. In-vin-o fertilization. unless our In-Vitro <br />Fertilization Rider is included in the <br />Gmup Policy; any medical or surgical <br />treatment of infertility; infertility <br />evaluations; sex change services or <br />reversal of elective sterilization. <br />9. Plastic. cosmetic or reconstructive <br />surgery. unless a functional inlpairment is <br />present or if required to correct a <br />congenital defect, birth abnormality of a <br />newborn or for breast reconstruction or <br />as otherwise stated in the certificate. <br />10. Services and supplies for dental care, <br />treatment of teeth or periodontium or <br />oral surgery, unless the e)..-penses <br />a. are medically necessary diagnostic <br />and/or surgical n'eannent of the <br />temporomandibular Gaw or <br />craniomandibular) joint; <br />b. are for the surgical removal of <br />a n1ll1Or or lesions in the mouth; or <br />c. are incurred in connection with an <br />injury to sound natural teeth or jaw, <br />exce.pt injuries resulting from biting <br />or chC"l.\>ing, sustained while the <br />person is covered by the Group <br />PoliC}~ For an injury, the care and <br />treatment must be pl-o\'ided within <br />the 12 month period beginning on <br />the date of the injury. Also, the <br />insured person must remain covered <br /> <br />}~Ff..TL~~:m_ <br /> <br />Insured by Humana Insurance Company <br />@2004 Humana Inc. <br /> <br />e <br /> <br />under the Group Policy during the <br />12 month period while the care and <br />treatment is being received. We ,""ill <br />not cover any treannent related to the <br />preparation or the fitting of dentures. <br />including dental implants. <br />II. Any service, supply or treaonent <br />connected with custodial care. <br />12. Sickness or injury caused by the <br />insured person's: <br />a. engaging in an illegal occupation: or <br />b. commission of or an attempt to <br />commit a criminal act. <br />13. Any n'eatment to reduce obesity, <br />including, but not limited to. <br />surgical procedures. <br />14. Elective abortion unless: <br />a. the physician certifies in writing that <br />the pregnancy would endanger the <br />life of the mother; or <br />b. the pregnancy is a result of rape or <br />incest; or <br />c. the services are received to treat <br />medical complications due to <br />the abortion. <br />15, Vision analysis, testing or orthoptic <br />training or the purchase of eyeglasses or <br />contact lenses. <br />16. Care and treannent of complications of <br />noncovered procedures. unless required <br />by state law. <br />