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<br />fraud on or victimization of the public, or conflict with existing local laws or <br />ordinances. <br /> <br />(c) Any application to which a variance is granted shall be given <br />written notice that the structure will be permitted to be built with the lowest <br />floor elevation below the base flood elevation, and that the cost of flood <br />insurance will be commensurate with the increased risk resulting from the <br />reduced lowest floor elevation. <br /> <br />(11) Variances may be issued by a community for new construction and <br />substantial improvements and for other development necessary for the conduct <br />of a functionally dependent use provided that (i) the criteria outlined in Article <br />4, Section D (1)-(9) are met, and (il) the structure or other development is <br />protected by methods that minimize flood damages during the base flood and <br />create no additional threats to public safety. <br /> <br />ARTICLE 5 <br /> <br />PROVISIONS FOR FLOOD HAZARD REDUCTION <br /> <br />SECTION A. GENERAL STANDARDS <br /> <br />In all areas of special flood hazards the following provisions are required for all <br />new construction and substantial improvements: <br /> <br />(1) All new construction or substantial improvements shall be designed (or <br />modified) and adequately anchored to prevent flotation, collapse or lateral <br /> <br />16 <br />