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<br />CFE MANAGEMENT LLC <br /> <br /> <br />Wednesday, July 24, 2002 <br /> <br />Mr. Norman Malone <br />Mayor <br />City of LaPorte <br />604 West Fairmont Parkway <br />LaPorte, TX 77571 <br /> <br />Re: Group Name: City Of LaPorte <br />Policy No.: CFE-730-TX <br />Effective Date: April 01, 2002 <br /> <br />Dear Mr. Malone: <br /> <br />Based on the information contained in the Disclosure Statement (and any attachments thereto), <br />Standard Security Life Insurance Company of New York ("SSLICNY) agrees to waive the Actively- <br />at-work requirement of the above Policy (as described in Section 5 - "Exclusions and Limitations", <br />Item 4) as to all enrollees and their enrolled dependents as of the Effective Date of the Policy. <br /> <br />This waiver shall, however, not apply to any individuals who are not Actively-at- Work on the date <br />the Disclosure Statement was executed and whose identity, condition, diagnosis and/or prognosis <br />were not accurately disclosed on the Disclosure Statement delivered to CFE Management LLC or <br />SSLICNY. <br /> <br />Sincerely, <br /> <br />CFE Management LLC <br /> <br /> <br />55 West 19th Street. 2nd Floor. New York, New York .10011 <br />Tel. No. (212) 584-9125 . Fax No. (212) 584-9116 <br />