Darryl T & Jan Z Henderson F101 - Laserfiche WebLink

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~ ~ 0' ~~ ~~ ~~ o ~t-4 n t-4 '(t n g~ ~.~ ~ ~ IIIIIIen wbea Ibe AmouutoflDlUnDceis ill aceu of $ 1.000.000 IbID be arbibated ClIIIy wbea Ilpled 10 by both the Campay IDd dle liuured. Amitnrioa plUIUIallO this policy and underlbe Ru1es in effecton the clare the dcmandforarbiuuiaa is made 01'. at Ibe OpIioa of the iuued. the Rules in effect at Date of Policy IhaD be biadiaa upaalbe plIItiea. The a~ may illcIude aIlClmeyI' fees ciaty iflbeJaWl oflbe stare ill which the land is located permila court 10 award aIlClmeyI' fees 10 .. prevaiJiq party,lucfpumt upaa!be awanllaldentd by rhe Arbibator(.) may be entenld in lID)' courthavina~ thenar. , The Jaw of rhe situ. of the land shaD epply 10 an arbitration underrhe TjtJe Jiuurance AJbibatian Rules.. ' , A copy of rhe Rules may be obtained from rhe Company upoa ~est. 15. ~::;;.';"' l.ll\{'T~n TO THIS POl.lCY. POI.ICY ~N'T'R~ CONTRAct' . , (a) This polley together with aU eadonements, It lillY, aUadaed hereto by the Company Is the entlrePouq aiad conlract between the Insured and theCc.upany. In,lnterpretJn.any provision 01 this polley, this polley shall be construed u a whole. (b)Allydalm oflossOl'damaae, wbetheror not bued on neall.ence, aadwhlc:la ' -- out 01 the status of the tJlIe to the estate CII' Interest covered hereby or by any action aaertIn.1lich claim, liball be I"eItrIcted to this policy. (e) No amendment of or endorsement to thl. policy can be made ac:ept by a ' wrlUn. endOl'lled hereoa CII' attaclled hereto ....... by either the PresIdent, a VIce PresIdent the Secretary, lIII AssIstaat Secretary, CII' vaUdatln. aIIIcer CII' authorlZed.tory of the Company. 16. SBVHRARJI_11X. lD the event lID)' provision of rhe policy i. held invalid or Ullellfon:eab1e 1IIl_ applicable Jaw. the policy shaU be deemed DOt 10 include rhat provision and aD other provision. IhaII remain in fuU force and effect. 17. HOTICR WRRRR SHN"(. All notic:ei required 10 be given rhe COIlIpany and any .ratemem in wrWn. required 10 be furnished the COIlIpany shall include the nwnber of Ibis policy and IhaI1 be addressed 10 the Company at P.O. Box 1591. Baton Rouge. Louisiana 70821. COMPI.AINT NO'MI"t; Should lIIIy dispute arise about your premium CII' about a dalm that you "ave Rled, contact the .,eat or write to the Company that Issued the policy. If the problaa Is Dot resolved, you also may write theTexu De,artmentolIDIW'aDCe, .:0. B_149Of1, AustJn, TX 78714-9Ofl, Fa No. (512) 475-1771. nl'DotIce of complaint proi:edure I. for information only aDd does Dot become a part CII' condition of the pollq. ~~. . 'f, ~ -. .... ,tD ~Q. 5~ tD tD = tD ~ - ~ C'I.) = ;J = ~ tD n e S "C = = ~ "" -: ,~ ~ n B i ::IOU,", ~oi ~ r~ 5:&i~ i-i:!I ~ n - l!II!I n ~ '0 0 I-'~O=c · ~'=C ~~d~ ~~~~ ~'" ~~ ....,n~~ =>>~' ~ 0 .. 2 '" acconIanc:e with tbeIe CondiIions and SlipulaiiCIDI. tbe Iou or dam. shaU be payable within 30 days tbereafter. 13. SUBROOATrON UPON PA :OR SRTTr JlMRNT, (a) The Companv'. Riol rI So . " , Whenever Ibe Campay shaU have settJed and paid a claim under this polK:y. all right of subrogation shall vest in the Company unaffected by lID)' act d the inlllnld ' c:laimaaL The Company shall be subnlptecIlO IDd be entitled 10 aD rights and taDedies Ihat rheinsun:d c:laimanl would have had apinst lID)' penon orproperty in respect 10 the claim had this polK:y Dot been is.ued. If requested by !be Company. IIH: inswed cJaimant shall transfer 10 the CampanYaD rights and nmedies apinst anypenon or propeny nece.sary in orderlOperfect this right ofsubrosalioa. The inlun:d claimant shaD permit the Campany 10 sue. CCllDpromise or settle in !be name oflbe iIIllInld claimant and 10 use rhe name of the inlllnld claim8llt in any transaction or litisation involvm. rhese riahts or remedies. ' If a payment on account of a claim does not fuUy cover the los. of the insu~ cJaimant, the Company shall be subropted 10 these rights and nmedies in the proportion that the COIlIpany'. payment bean 10 the whole amOUl!t of Ibe los.. If los. should result from lID)' act of the inlun:d claimant, as Itafed ab:ove. that act shaDDot void this poliCY. but the Ccmpany. in lhatevent, IhaII be nlCJuinldlOpayClllly that pan of any los.es inlun:d spinst by this policy that shall aceed the IUDOUDt, if ariy . lost 10 rhe CCllDpany by reason oflbe impairment by the insured c1aim1llt of the Company'. right of .ubroption, (b) The Com......v.. Ri~rs Auinn Nm-insullld OblilfOl1. The Company'. riaht of subqation a.ainst non-insured obJiaon IhaII exist and ' shall include. wirhout limiration. the rights of rhe inlun:d 10 indenuWies. auaranties. other policies of insurance or bond.. fJotwitbstandinJ any Ienn. or c:onditiOlll contained in rhose instruments which provide for I\Ibrogatian right. by teallOll of this policy. 14, ARBI11lATIOl\{. , 'Unles.,prohibired by applic:able Jaw or unlesi this arbnration section i. cIe1eted by specific provision inSc:heduJeB of this poliCY.eitberthe COIDpanyorrheinsured may danandatbittatianputlUantlOthe TIr1eArbitraticlnRu1e.ortheAmerican Arbittation A.sociation. Arbitrable IIIlIUeIlI may include. but an: Dot limited 10, any controversy orclaim between the Companyand theInsun:darisins outoforreIatinJ 10 this policy. any service of the Company in connection with Us issuance or the breach of. policy Provisim or other obliption. AU arbitrable matters when the Amount ofInsuranlle is $1.000.000 or le.. SHAll Be atbittated at the nlCJuest of either rhe Company or rhe Insun:d. unle.s rhe inlllnld is an individual penon (as ~ from a COIpollllion. bUst, partnenhjp. association 01' other lep1 entiJ:y). AU atbittab1e