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<br />14. ARBITRATION.
<br />Unless prohibited by applicable law or unless this arbitration section is deleted
<br />by spedfic provision in Schedule B of this policy, .either the Company or the insured
<br />may.demand arbitration pursuant to the Title Insurance Arbitration Rules of the
<br />American Arbitration Association. Arbitrable matters may include, but are not
<br />limited to, any controversy or claim between the Company and the Insured arising
<br />out of or reloting to this rolicy, any service of the Company in connection with its
<br />issuonce or the breach 0 a policy provision or other obligation. All arbitrable
<br />matters when the Amount of Insurance is $1,000,000 or less SHALL BE arbitrated at
<br />the request of either the Company or the insured, unless the insured is an individual
<br />person (os distinguished from 0 corporotion, trust, partnership, associotion or other
<br />legal entity). All arbitrable matters when the Amount of Insurance is in excess of
<br />$1,000,000 sholl be arbitrated only when agreed to by both the Company and the
<br />Insured. Arbitration pursuant to this policy and under the Rules in effect on the dote
<br />the aemand for arbitration is mode or, at the option of the insured, the Rules in
<br />effect at Date of Policy sholl be binding upon the parties. The award may include
<br />attorney's fees only if the lows of the state in which the land is located permit a court
<br />to award attorney's fees to 0 prevailing party. Judgment upon the award rendered
<br />by the Arbitrator(s) may be entered in any court having jurisdiction thereof.
<br />The low of the situs of the land shall apply to an arbitration under the Title
<br />Insurance Arbitration Rules.
<br />A copy of the Rules may be obtained fram the Company upon request~
<br />15. LIABILITY LIMITED TO THIS POLICY: POLICY ENTIRE CONTRACT.
<br />(0) This policy together with all endorsements, if ariy; attached hereto by the
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<br />Company i~the entire policy and contract between the insured and the Company. In
<br />interpreting any provision of this policy, this policy sholl be construed os a whole.
<br />(b) Any claim of loss or damage, whether or not based on negUgence, and
<br />which arises out of the stotus of the title to the estate or interest covered hereby or By
<br />any action asserting such claim, sholl be restricted to this policy.
<br />(c) No amendment of or endorsement to this policy con be mode except by a
<br />writing endorsement hereon or attached hereto signed by either the President, a Vice
<br />President, the Secretory, on Assistant Secretary, or validating officer or authorized
<br />signatory of the Company.
<br />16. SEVERABILITY.
<br />In the event any provision of the policy is held invalid or unenforceable under
<br />applicoble low, the policy shall be deemed not to include that provision and all other
<br />provisions sholl remain in full force and effect.
<br />17. NOTICES, WHERE SENT. .
<br />All notices required to be given the Company and any statement in writing
<br />required to be furnished the Company sholl include the number of this policy and
<br />sholl be addressed to the Company at P.O. Box 2029, Houston, Texas 77252-2029.
<br />COMPLAINT NOTICE.
<br />Should any dispute arise about your premium or about a claim that you have
<br />filed, contact the agent or write ta the Company that issued the policy. If the problem
<br />is not resolved, you also may write the Texas Department of Insuronce, P.O. Box
<br />149091, Austin, 1X 78714-9091, Fax No. (512) 475-1n1. This notice of complaint
<br />procedure is for information only and does not become a part or conditian of this
<br />policy.
<br />
<br />STEWART TITLE
<br />GUARANTY COMPANY
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