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<br />7. TRANSFER OF YOUR RIGHTS <br />When we settle a daim, we have all the rights you had against any person or property related to the claim. You must transfer <br />these rights to us when we ask, and you must not do anything to affect these rights. You must let us use your name in <br />enforcing these rights. <br />We will not be liable to you if we do not pursue these rights or if we do not recover any amount that might be recoverable. <br />With the money we recover from enforcing these rights, we will pay whatever part of your loss we have not paid. We have a <br />right to keep what is left. <br />8. ARBITRATION <br />If it is permitted under Texas or federal law, you and we may agree to arbitration when you file a daim. <br />The arbitration may decide any matter in dispute between you and us. <br />Arbitration is one means of alternative dispute resolution. It may lessen the time and cost of claims settlement. You may wish to <br />consider another form of mediation or use the court system. If you choose arbitration, you may give up some discovery rights <br />and your right to sue. <br />The arbitration award may: <br />a. indude attorneys' fees if allowed by state law, and/or <br />b. be entered as a judgment in the proper court. <br />The arbitration shall be under the Title Insurance Arbitration Rules of the American Arbitration Association. You may choose <br />current Rules or Rules in existence on Policy Date. <br />The law used in the arbitration is the law of the place where the property is located. <br />You can get a copy of the Rules from us. <br />9. ENTIRE CONTRACT PROVISION <br />This policy and any endorsements we attach are the entire contract between you and us. <br />Any daim you make against us must be under this Policy and subject to its terms. <br />10. COMPLAINT NOTICE <br />Should any dispute arise about your premium or about a claim that you have filed, contact the agent or write to us. OUR TOll- <br />FREE NUMBER IS 1-800-729-1902. If we do not resolve the problem, you also may write the Texas Department of Insurance, <br />P.O. Box 149091, Austin, TX 78714-9091, Fax No. (512) 475-1771. THE TOll-FREE NUMBER FOR THE TEXAS <br />DEPARTMENT OF INSURANCE IS 1-800-252-3439. <br />This notice of complaint procedure is for information only. It does not become a part or condition of this policy. <br /> <br />stewart <br /> <br />~trtle guaranty company <br />