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<br />CONDITIONS Continued <br /> <br />15. LIABILITY LIMITED TO THIS POLICY; POLICY ENTIRE CONTRACT. <br />(a) This policy together with all endorsements, if any, attached to it by <br />the Company is the entire policy and contract between the Insured and <br />the Company. In interpreting any provision of this policy, this policy shall <br />be construed as a whole. <br />(b) Any claim of loss or damage that arises out of the status of the Title <br />or by any action asserting such claim, shall be restricted to this policy. <br />(c) Any amendment of or endorsement to this policy must be in writing <br />and authenticated by an authorized person, or expressly incorporated by <br />Schedule A of this policy. <br />(d) Each endorsement to this policy issued at any time is made a part of <br />this policy and is subject to all of its terms and provisions. Except as the <br />endorsement expressly states, it does not (i) modify any of the terms and <br />provisions of the policy, (ii) modify any prior endorsement, (iii) extend the <br />Date of Policy or (iv) increase the Amount of Insurance. Each Commitment, <br />endorsement or other form, or provision in the Schedules to this policy <br />that refers to a term defined in Section 1 of the Conditions shall be deemed <br />to refer to the term regardless of whether the term is capitalized in the <br />Commitment, endorsement or other form, or Schedule. Each Commitment, <br />endorsement or other form, or provision in the Schedules that refers to <br />the Conditions and Stipulations shall be deemed to refer to the Conditions <br />of this policy. <br /> <br />16. SEVERABILITY. <br />In the event any provision of this policy, in whole or in part, is held invalid <br />or unenforceable under applicable law, the policy shall be deemed not to <br />include that provision or such part held to be invalid and all other provisions <br />shall remain in full force and effect. <br /> <br />17. CHOICE OF LAW; FORUM. <br />(a) Choice of Law: The Insured acknowledges the Company has <br />underwritten the risks covered by this policy and determined the premium <br />charged therefor in reliance upon the law affecting interests in real property <br />and applicable to the interpretation, rights, remedies or enforcement of <br />policies of title insurance of the jurisdiction where the Land is located. <br />Therefore, the court or an arbitrator shall apply the law of the jurisdiction <br />where the Land is located to determine the validity of claims against the <br />Title that are adverse to the Insured, and in interpreting and enforcing the <br />terms of this policy. In neither case shall the court or arbitrator apply its <br />conflicts of laws principles to determine the applicable law. <br />(b) Choice of Forum: Any litigation or other proceeding brought by the <br />Insured against the Company must be filed only in a state or federal court <br />within the United States of America or its territories having appropriate <br />jurisdiction. <br /> <br />18. NOTICES, WHERE SENT. <br />Any notice of claim and any other notice or statement in writing required <br />to be given the Company under this Policy must be given to the Company <br />at P.O. Box 2029, Houston, TX 77252-2029. <br /> <br />Page 5 <br /> <br />istewarf' <br />L-..-titte guaranty company <br />