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EXCEPTION$ FROM, COVERAGE <br />In addition to the Exclusions and Conditions and Stipulations, your Policy will not cover loss, <br />costs, attorneys fees, and expenses resulting from: <br />The following restrictive covenants of record itembnd below (We must either Insert specific recording <br />data or delete this exception): <br />Harris County Clerk's File No. F284677, (Tract 1) <br />But deleting any covenant, condition or restriction indicating a preference, limitation or <br />discrimination based on race, color, religion, sex, handicap, familial status or national origin <br />unless and only to the extent that covenant <br />ter 42, section 3607 of <br />the united States code or (b) Relates a <br />o handicap but does not discriminate) is exempt under taagainst handicapped <br />persons. <br />2, Any discrepancies, conflicts, or shortages in area or boundary lines, or any encroachments or <br />protrusions, or any overlapping of Improvements, <br />3. Homestead or community property or survivorship rights, If any of any spouse of any insured, <br />(Applies to the Owner Policy only.) <br />4. Any titles or rights asserted by anyone, Including, but not limited to, persons, the public, corporations, <br />governments or other entities, <br />1) to tidelands, or lands comprising the shores or trade of navigable or perennial <br />rivers and streams, lakes, bays, gulfs or oceans, or <br />11) to lands beyond iite line of the harbor or buikherad lines as established or <br />changed by any government, or <br />111) to filled -in lands, or artificial islands, or <br />IV) to statutory water rights, Including riparian rights, or <br />v) to the area extending from the line of mean fort tide to the line of vegetation, or <br />the rights of access to that area or easement along and across that area. <br />. (Applies to the Owner Policy only.) <br />6. Standby fees, taxes and assessments by any taxing authority for the year 2010, and subsequent <br />years, and subsequent taxes and assessments by any taxing authority for prior years due to change <br />in land usage or ownership, but not those to :es or- assessments for prior years because of an <br />exemption granted to a previous owner of the property under Section 11.13, Texas Tax Code, or <br />because of Improvements not assessed for a previous tax year. (If Texas Short Form Residential <br />Mortgagee Policy of Title insurance (T 2R) is issued, that policy will substitute Which become due <br />and payable subsequent to Date of Policy" in lieu of "for the year 2010 and subsequent years.") <br />6, The terms and conditions of the documents creating your Interest In the land. <br />7, Materials furnished or labor performed In connection with planned construction before signing and <br />delivering the lien document described in Schedule f , If the land Is part of the homestead of the <br />owner. (Applies to the Mortgagee Title Policy Binder on interim Construction Loan only, and may be <br />deleted if satisfactory evidence is furnished to us before a binder is issued.) <br />&. Liens and leases that affect tho title to the land, but that are subordinate to the lien of the insured <br />mortgage. (Applies to M0098gea Policy (T-2) only.) <br />9. The Exceptions from Coverage tend Express insurance In Schedule B of the Texas Short Form <br />Form T-7: Commitment for We insurance File Number: 1229-10-1838 <br />