1994 N77,Ltd. - lots 25-32, block 164, La Porte

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Q) > CI) ~ u 0 Oeo -U C S .......... ca__ ~ Q)C\I :!::CX) -- - ca E, ~~ ~I'-oo (/)(I)C\I 01:0 a.. caen (( - as C') LLO> 0)(10 ca CI) D.. 'I- ::J ....u .....Q)' ::JC ~I-~ >< -C a.. 0 0 00> Q. -C\I LL:2 0.26 CI) -- CI) C .en oco 00> ..... C+-t ...J,gCX) ~0C - '"i'a: ~O . c: ' 0> ~<(..... CI) ;: CI) C I. zc 0 C')as a: ;:: .....(/) eo o -- :t -, ~ " ~ :. - FOR INFORMATION, OR TO MAKE A COMPLAINT, CALL: 1-800-292-5320 10. COMPLAINT NOTICE Should any dispute arise about your premium or about a claim that you have filed, contact the agent or write to us. OUR TOll-FREE NUMBER IS 1-800-292-5320, If we do not resolve the problem, you also may write the Texas Department of Insurance, P,O, Box 149091, Austin, TX 78714-9091, Fax No, (512) 475-1nl. THE TOll-FREE NUMBER FOR THE TEXAS DEPARTMENT OF INSURANCE IS 1-800-252-3439, This notice of complaint procedure is for information only, It does not become a part or conditjon of this policy. 9. ENTIRE CONTRACT PROVISION This Policy and any endorsements we attach are the entire contract between you and us. Any claim you make against us must be under this Policy and is SUbject to its terms. 8, ARBITRATION If it is permitted under Texas or federal law, you and we may agree to arbitration when you file a claim. ' The arbitration may decide any matter in dispute between you and us. " , Arbitration is one means of alternative dispute resolution, It may lessen the time and cost of claims settlement. You may wish to consider another form of mediation or use the court system. If you choose arbitration, you may give up some discovery rights and your right to sue, The arbitration award may: a, include attorneys' fees if allowed by slate law, and/or b. be entered as a judgment in the proper court. The arbitration shall be under the Title Insurance Arbitration Rules of the American Arbitration Association. You may choose current Rules or Rules in existence on Policy Date. The law used in the arbitration is the law of the place where the property is located. You can get a copy of the Rules from us. 7. TRANSFER OF YOUR RIGHTS When we settle a claim, we have all the rights you had against any person or property related to the claim, You must tninsfer these rights to us When we ask, and you must not do anything to affect these rights. You must let us use your name in enforcing these rights. We will not be liable to you if we do not pursue these rights or if we do not recover any amount that might be recoverable. With the money we recover from enforcing these rights, we will pay whatever part of your loss we have not paid. We have a right to keep what is lell, 6. LIMITATION OF OUR LIABILITY Our liability is limited by the following: a. We will pay up to your actual loss or the Policy Amouni in fqrce when the claim is made .. whichever is less. b. If we remove the claim against your title with reasonable diligence or lake other action under this policy after receiving notice of it, we will have no further liability for it. ' c. All payments we make under this policy - except for costs, attorneys' fees and expenses -- will be subtracted from your Policy Amount. d. If the Covered Title Risk is an easement, we may pay an insured mortgage holder instead of paying you when a written agreement between you and the mortgage holder allows. If the claim involves another Covered Title Risk, we may pay the mortgage holder instead of paying you. The amount paid to the mortgage holder is considered a payment to you under your policy and will be subtracted from your policy amount. e, If you do anything to affect any right of recovery or defense you may have, we can subtract from our liability the amount by which you reduced the value of that right or defense. But we must add back to our liability any amount by which our expenses are reduced as a result of your action, 5. HANDLING A CLAIM OR COURT CASE You must cooperate with us in handling any claim or court case and give us all relevant information, We must repay you only for those settlement costs, attorneys' fees and expenses that we approve in advance. When we defend or sue to clear your title, we have a right to choose the attorney, You have the right to disapprove our choice of attorney for reasonable cause, We can appeal any decision to the highest court. We do not have to pay your claim until your case is finally decided. We do not agree that the matter is a covered title risk by defending. PAGE 5