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~ • • <br />' OPTIONAL COVERAGE <br />Throughout the specifications, we requested cost quotes on optional <br />coverages. In many cases, these coverages were already included in the <br />pricing structure used by Arthur J. Gallagher anal the Texas Municipal <br />League. This is because both of these entities have identified munici- <br />palities as a target market and have developed programs specifically for <br />this industry group. Of the optional coverages not included in the <br />premium indicated on the Price Comparison, we recommend that the fol- <br />lowing options be accepted by the City of LaPorte: <br />1. Automobile, nonownership coverage: TML cost - $134; Gallagher - <br />included. <br />' 2. Automobile, yard only physical damage: TML cost - $5,000; <br />Gallagher - not quoted. <br />' 3. Property, Flood coverage excess of the N.F.I.P.: TML cost - <br />$1,750; Gallagher cost - $2,500 (also includes earthquake <br />coverage). <br />4. Property, Transit coverage for personal property: TML cost - <br />included; Gallagher cost - $600. <br />1 <br />J <br /> <br />~~ <br /> <br /> <br />1 <br />r <br />' Tillin~h~ Rimco <br />