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<br />Council on Medical Special Services, the National Institute of Health, Medicare, the Food and Drug <br />Adminis1ration; and other accepted medical authorities and SOUIOeS. <br /> <br />lNCURRED means the date on which an Elig1bl~ Expense was rendered to a Covered Person. <br /> <br />lNn'IAL AGGREGATE A'lTACHMENT POINT means the annual aggregate attachment point as <br />calculated on 1he E:lIecti.ve Date based upon the number of Covered Units at that time mul1iplied by the <br />correspOnding attanlnnent factors and multiplied by twelve. <br /> <br />LATE ENROlLEE means any individual who makCs a written application for coverage under the Plan <br />more than a specified number of days (as indicated in the Plan) after first becoming eligible for cqverage <br />under the Plan. <br /> <br />LOSS OR LOSSES mean amoUDts Paid, in accordance with the Policy BasislBenefit Period shown on the <br />Schedule, by You or the Administrator on Your behalf for benefits under the Plan, in sett1fl1.lJ.eDt of claims <br />fur benefits undet'the Plan; or in satisf8ction of jlldgJTlents for benefits under the Plan. <br /> <br />LOSS OR LOSSES, HOWEVER, DOES NOT INCLUDE: <br /> <br />1. any payment which does not strictly comply with the provisions oftbe Plan; or <br /> <br />2 any payment for which. there is any other iDsumncc, reinsurance or plan established pmsuant to <br />federal, state or local law or any other iOMmnity against Loss which would, except for the existence <br />of this Policy, inderunjfy the InsIm:d; or <br /> <br />~. extra-contractua1 damages of any nature, compensatory damages, exemplarY and punitive damages <br />or liabilities of any kind whatsoever, including but not limited to those resulting from. negligence, <br />intentional wrongs, ~ bad mith or strict liability on the part ofY ou, Your AdministJ'ator or Your <br />agent or broker; or <br /> <br />4. salari.cs paid to Your employees as well as Your claim and a":minim:mive expenses; or <br />~. litigation COE and expCnses. . <br />MAXIMUM AGGREGATE BENEFIT means the amount stated in the Schedule. <br /> <br />MAXIMUM SPECIFIC BENEFIT means the amount stated in the Schedule. <br /> <br />MINlMUM AGGREGATE A1TACBMENT POINT means an amount equal to 95% of the product. of <br />the Ini1ial Enrollment of the fiIsrCovered Month of the Policy mUltiplied by the oorresponding Aggregate <br />. Monthly Factor multiplied by twelve. <br /> <br />MON'PILY AGGREGATE ATTACHMENT POINT means an amount equal to the product of the total <br />Number of Covc:red Units per Covered Month of a Policy Year multiplied by the cOITeSpOnding Aggregate <br />Monthly Factor. . <br /> <br />NUMBER OF COVERED UNITS means the totaI Covered Units existing in anyone CovelW Month and . <br />will be detl'll'mmoo on a montbly basis in accordance with the de.6nil:ion ofCovcrcd Units; and the eligibility <br />requirements of the PIan. . <br /> <br />SL-2001 <br /> <br />6 <br /> <br />(6101) <br />