2005-03-19 Minutes of the Special Called and Pre-Budget Meeting of the La Porte City Council

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SECTION 9-GENERAL PROVISIONS. ENTIRE CONTRACT This Policy, Your Application, Your Disclosure Statement and a copy of the Plan constitute the entire contract between the parties. . No change in the Plan. made after the Effective Date, shall have any effect on benefits payable under this Policy, unless a copy of such change has been submitted to and approved in writing by one of Our officers or Our authorized representative. This Policy does not create any right or legal relationship whatsoever between Us and a Covered Person or beneficiaries under the Plan. We shall not have any responsibility or obligation under this Policy to directly reimburse any Covered Pers~ or provider of professional or medical services for any benefits which are provided under the terms of the Plan. Our only liability under this Policy is to You. Only one of Our officers may change this Policy. No change shall be valid unless the change is agreed to by Our President, Vice President or Secretary in writing. OTHER INSURANCE The insurance coverage provided by this Policy shall be excess over any other valid group health, excess insurance. or group ind.emni.ty coverage unless such other coverage is specifically issued to be in excess of the insurance provided by this Policy. NOTICE For the purpose of any notice required under this Policy, notice to the Administrator is notice to You, and conversely. notice to You is notice to the Administrator. EXAMINATION OF RECORDS Your books and reoords. and the books and records of all of Your agents and representatives pertaining to the Plan and/or insurance provided by this Policy shall be available to Us and Our representatives during Y our regular business hours for inspection and audit. AMENDMENTS TO THE PLAN Amendments to the Plan are not covered under this Policy unless We have approved the proposed change in writing; and You have agreed to pay any additional premimn or to accept a higher Aggregate Monthly Factor(s) as a result of the Plan change. CLERICAL ERROR Clerical error will not invalidate insurance otherwise in effect nor continue insurance validly tenninated. A clerical error does not include :intentional acts or the failure to comply with the Plan or this Policy. If an error is discovered, an equitable adjustment :in premium will be made. Jf a premium and/or factor(s) adjustment involves the return ofuneamed premium. the amount of the return will be limited to the p!emium for the twelve month period which precedes the date that We receive proof that such an adjustment should be made. SL-2001 15 (6/01)