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Conclusion <br />McGriff, Seibels and Williams recommends renewing with <br />ING under Option 2 based on the following: <br />1) Premiums would be $58,052 less than renewing with the <br />current option <br />2) The City has not had adverse experience dealing with <br />ING <br />3) Large Claim history for the past 3 years indicates the <br />City's premium savings would not have been offset by <br />additional claims exposure <br />