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RFP Financial Summary <br />The renewal proposal from the incumbent Companion Life is a +18.02% increase to <br />premium. The proposal includes 1 individual lasers of $185,000 in added plan liability. <br />The Aggregate Claim Attachment Factors in the renewal proposal reduced -7.19%. The <br />overall projected plan cost decrease at maximum plan cost is -10.85% under this <br />scenario. <br />The proposal from Aetna is an increase of +62.24% to premium and is a firm proposal <br />offer. The proposal does not include any individual lasers. The Aggregate Claim <br />Attachment Factors proposed are -8.84% less than current.The overall projected plan <br />cost decrease at maximum plan cost is -11.54% under this scenario. <br />The proposal from Companion Life is $166,692 less in premium than the proposal from <br />Aetna. Even taking into consideration the additional laser liability the offer from <br />Companion appears to be the best offer. The Companion proposal is firm and final <br />through 11/13/2020. <br />© 2018 HUB International Limited. <br />6 <br /> <br />