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Preliminary Comments <br />PPACA mandates that plans cannot have a combined <br />medical and RX out-of-pocket maximum greater than <br />$6,300 (Individual) or$12,700 (Family) starting in <br />2014 <br /> These limitsonly apply toIn-Network only; there are <br />no limitsfor Non-Network <br /> Plans that have a separate RX administrator can <br />invoke a fe Harborfor 2014 and not have the RX <br />count towards the overall maximum <br /> Since AETNA uses Caremarkto administer their RX <br />program, the Cityis able to invoke the Safe Harbor <br />for the PPO500 plan. (The Health Fund plans already <br />credit the Out-of-Pocket Maximum for any RX <br />copays) <br /> <br />