06-13-16 Regular Meeting of the La Porte City Council

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compared to similar entities. Furthermore, the Sample Company would be provided significantly more flexibility and discretion to implement programs and strategies to mitigate future health care costs. The Sample Company sponsors two health plan options unique from traditional PPO health plans. The Kelsey Care HMO program provides participants with a medical home where employees utilize Kelsey Care providers to treat and direct care throughout the health care continuum. This single point of entry is designed to provide higher quality and more efficient care than the fragmented healthcare system that exists today. The Health Savings Account plan combines a high deductible health plan with a tax free Health Savings Account to assist in paying for up front deductible expenses. The HSA plan is designed so that participants become educated health care consumers and are rewarded for good health. (¤ «³§ 0« %±®««¬¤³ HSA Plan 191 KelseyCare 456 Plan Currently the Kelsey Care HMO plan retains over 70% of the enrolled population and has experienced the most favorable results in terms of per capita annual claims costs when compared to the HSA Plan. As noted in the introduction, per capita paid claims trend for Sample Company has trended closely to projected national medical inflation over the past 5 years and this trend continued since becoming partial self-insured. 0%2 #!0)4! !..5!, #,!)-3 #/34 $14,000 $12,684 $11,620 $12,000 $9,805 $9,793 $9,049 $10,000 $8,603 $8,128 $7,997 $8,184 $7,527 $7,796 $7,413 $8,000 $6,000 $4,000 $2,000 $0 All PlansHSAHMO* 2012201320142015 LTM