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K RESOLUTION OF THE CITY OF LA PORTE, TEXAS, OPPOSING THE BIGGERT WATERS FLOOD <br />INSURANCE REFORM ACT OF 20112 RECENTLY PASSED BY U.S. CONGRESS, AND <br />PROVIDING FOR THE DELIVERY OF SUCH RESOLUTION TO STATE AND FEDERAL <br />LEGISLATORS THAT REPRESENT LA PORTE. <br />WHEREAS, the City of La Porte, Texas is a coastal community with 3.1 miles of sea level frontage on <br />Galveston Bay and a significant population of residents that could be affected by storm <br />surge and subtropical coastal rain events, and <br />WHEREAS, Biggert Waters Flood Insurance Reform Act of 2012, in its current form requires that <br />primary residences within the Special Hazard Flood Areas (SFHA) wilf lose their current <br />rate status if the property is sold; the pol'icy lapses, or if new policy is purchased, and, <br />WHEREAS, Biggert Waters Flood Insurance Reform Act of 2012, in its current form requires the <br />phasing out of grandfathered rates beginning in 2014 so that actuarialrates will be <br />effective within five years thereafter, and <br />WHEREAS, the Federal Emergency Management Agency (FEMA) is currently proposing a change to <br />the Flo'odplain maps that will not only expand the geographical boundary of the SHFA, <br />but also will increase the Base Flood Elevation (BFE) by multiple feet thereby <br />reclassifying numerous currently compliant properties into a non -compliant condition, <br />and <br />11TAEREAS, The City of La Porte has a significant low and moderate income population within the <br />draft surge zone that may not be able to afford to continue residing in their homes if the <br />proposeid rate increases occur over the phase out period, <br />NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF LA PORTE, <br />TEXAS A. <br />Section 1. The La Porte City Council finds that the recitals above are true and correco <br />4ection 2.: The La Porte City Council hereby opposes the Biggert Waters Flood Insurance Reform <br />Act of 2012 in its current form due to impacts that will disproportionately affect coasta' <br />homeowners' ability to remain in their homes due to substantial increases in flood <br />insurance costs. <br />Section 3. The La Porte City Council hereby directs the City Secretary to send this Resolution to all <br />State of Texas Legislators and members of U.S. Congress that represent La Porte, <br />Tex-,s. <br />PASSED AND APPROVED, 's _ day of , 201:1 <br />111iiii, 91ZOW11,ril,111111, 2M <br />