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LARGE CLAIMS <br />We classify large claims as those that exceed 50% of the specific deductible <br />($165K) <br />In 2020, we had 11 large claims which represented 43% of the total claim use. <br />These claims resulted in reimbursements of $1.2M <br />In 2019, there were 13 large claims representing 52% of total claims leading to <br />reimbursement of $2.3M <br /> <br />