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RIMCO <br />Risk Management Consultants <br />Tillinghast A Division of <br />Tillinghast, Nelson & Warren, Inc.. <br />• UNITED STATES • UNITED KINGDOM • CANADA • BERMUDA 10300 North Central Expressway <br />Building V, Suite 350 <br />Dallas, Texas 75231 <br />(214) 363-2451 <br />March 10, 1983 <br />Mr. Knox Askins <br />702 W. Fairmont <br />La Porte, TX 77571 <br />Dear Mr. Askins: <br />Enclosed is a copy of the only opinion I have. As I said, I've heard <br />rumors about another opinion dealing with cities, but most of my sources <br />don't know anything about it. <br />I've checked with several other people as well as reviewing some health <br />insurance contracts and a rate guarantee is just not a part of this type <br />of contract. However, it is extremely rare for an insurer to change <br />rates mid -year in other than a conventional insured program. Further, <br />the only part of an ASO program that has a premium rate is the individual <br />stop -loss which is only about $7,400 in the Hartford quote. <br />is <br />If I can be of further assistance, please let me know. <br />Yours very truly, <br />RIMCO RISK MANAGEMENT <br />6�� Ad"-) <br />Kathleen J. Sheehan, CPA, ARM <br />Assistant Vice President <br />KJS/lm <br />Enclosure. <br />0 <br />