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• • <br />EXHIBIT D <br />Claims Submissions Overview <br /> <br />10 Months Experience (April - Jai <br />Paid Claims <br />No. of Paid Claims <br />*Average Claim Payment <br />National Average Claim <br />James Benefits Clients <br />Claims Payment <br />wary) <br />$276,413. <br />1,648. <br />$167.72 <br />Payment $250.00 <br />Average $231.00 <br /> <br />*The unusually low average claim payment results from: <br />- Low deductible. <br />- Overly frequent filings. Forty-nine percent (49%) of filings were <br />for prescription drugs and doctors office visits, yet these <br />accounted for only 10.5 of paid claims. <br />~IT1E5 BEr1Ef~S <br />