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<br /> <br />- - - - - - - - - - - - - - - - - - - <br /> Cu rrent Prog ra ms <br />- . In 1998, SETH introduced a MRB Program that provides 40/0 in downpayment <br /> and closing cost assistance as well as a 30-year fixed mortgage rate of 6.950/0 to <br /> first-time homebuyers in all SETH's jurisdictions <br /> . In 1999, SETH introduced another MRB Program that provides 5.250/0 <br /> down payment and closing cost assistance with a mortgage rate of 6.6250/0. <br /> This program is available in all of SETH's jurisdictions as well <br /> . In 1998, SETH received a HOME Grant from the Texas Department of Housing <br />- and Community Affairs to provide $5,000 in downpayment and closing cost <br /> assistance for new or existing homes with a purchase price of under $115,200. <br /> The program is available in the Counties of Austin, Chambers, Galveston, <br /> Liberty, Matagorda, Walker, Waller, and Wharton. <br />