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<br />CONFORMITY wrrH STATE STATurES <br /> <br />If any provision oftms Policy or its Effective Date conflicts with any applicable law, the provision will be <br />deemed to conform with the minimum requirements of such law. <br /> <br />ASSIGNMENT <br /> <br />Your interest under tins Policy is not assignable and any attempt to assign Your interest shall be null and <br />void. <br /> <br />NON-PARTICIPATING <br /> <br />You are not entitled to share in Our surplus earnings. <br /> <br />NOTICE OF POTENTIAL CLAIM <br /> <br />You shall give Us a written notice of any potential claim within thirty days of the date You become aware of <br />the existence of facts which would reasonably suggest 1he possibility that expenses covered under the Plan <br />will be Incurred for which benefits may be payable under this Policy, and is equivalent to or exceeds fifty <br />percent of the Specific Deductible Amount. <br /> <br />This notice shall include: <br /> <br />1. name of the Covered Person; <br /> <br />2. date of accident or onset of sickness; <br /> <br />3. nature of injury or sickness; and <br /> <br />4. estimated total cost of claim. <br /> <br />Your failure to furnish written notice of a potential claim within thirty days shall not invalidate or reduce the <br />claim if it was not reasonably possible to give such notice within such time; provided that written notice is <br />furnished to Us as soon as reasonably possible. <br /> <br />CLAIMS <br /> <br />We shall have the sole authority to payor deny claims which exceed any Aggregate Attachment Point or <br />Specific Deductible Amount. Claims shall be administered by Us or Our authorized representative. Claims <br />must be submitted within thirty days after You have paid Eligible Expenses on behalf of any Covered <br />Person. We are not obligated to reimburse a claim submitted after such period. However, We .will <br />reimburse such claim in the event You show that timely submission was not possible, and You made the <br />submission as soon as possible. <br /> <br />In no event will We reimburse claims submitted more than one year after proof of the claim was <br />otherwise due. All benefits will be paid to You as they become payable undertbis Policy. <br /> <br />Any objection. notice of legal action. or complaint, which is received on a claim. processed by You or Your <br />Administrator and on which it reasonably appears that benefits will be payable under this Policy, shall be <br />brought to Our immediate attention. <br /> <br />SL-2001 <br /> <br />16 <br /> <br />(6101) <br />