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<br />LIABlLITY AND INDEMNIFICATION <br /> <br />Except as specifically provided in any rider or endorsement, attached to and forming part of the Policy, <br />We have no obligation to any third party. Our liability under this Policy is limited to reimbursing You for <br />payments You make on behalf of Covered Persons for expenses covered under the Plan. You hold Us <br />harmless for damages, of any kind, which are not caused by Our own acts or omissions. Weare not <br />responsible for any liability You assume under any contract of agreement other than the Plan. <br /> <br />SL-2001 <br /> <br />18 <br /> <br />. (6/01) <br />