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• • <br />TITLE RESOURCES~GUA1'RANTY.COMPANY <br />OWNER POLICY <br />OWNERS' <br />POLICY <br />SERIAL <br />NUMBER: 073718 O <br />095667 M <br />DATE OF POLICY: 05/15/97 <br />TO INCLUDE: <br />CLERK'S FILE NUMBER: S452017 <br />SCSEDULE B <br />EXCEPTIONS FROM COVERAGE <br />FILE NO. 650-96-2611 <br />PREMIUM 1,023.00 <br />FEE 0.00 <br />AMOONT OF $100,000.00 <br />INSURANCE <br />R-5 <br />This policy does not insure against loss or damage land the Company will <br />not pay costs, attorney's fees or expenses) that arise by reason of the <br />terms and conditions of the leases or easements insured, if any, shown <br />in Schedule A and the following matters: <br />1. Any discrepancies, conflicts, or shortages in area or boundary <br />lines, or any encroachments or protrusions, or any overlapping of <br />improvements. <br />2. Homestead or community property or survivorship rights, if any, of <br />any spouse of any insured. <br />3. Any titles or rights asserted by anyone, including but not limited <br />to, persons, the public, corporations, governments or other entities. <br />A. To tidelands, or lands comprising the shores or beds of <br />navigable or perennial rivers and streams, lakes, bays, gulfs or <br />oceans, or <br />B. To lands beyond the line of the harbor or bulkhead lines as <br />established or changed by any government, or <br />C. To filled-in Lands, or artificial islands, or <br />D. To statutory water rights, including riparian rights, or <br />E. To the area extending from the line of mean low tide to the <br />line of vegetation or the right of access to that area or easement <br />along and across that area. <br />4. Standby fees, taxes, and assessments by any taxing authority for the <br />year 1997 and subsequent years, and subsequent taxes and assessments by <br />any taxing authority for prior years due to change in land usage or <br />owner8hip. <br />5. Rights of parties in possession. <br />6. The following matters and all terms of the documents creating or <br />offering evidence of the matters tWe must insert matters or delete this <br />exception): <br />