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o31i1<st .S <br />P.O. BOX 998 <br />LaPorte, X 77572 . <br />:(261) 471-4400 . <br />August 2, 2004 <br />Re: Dimple and Sejal Patel / Patel family bankingrelationship' with SouthTrust Bank <br />To Whom it May Concern: <br />Dimple and SejalPatel have been excellent customers of SouthTrust Bank since July, 2002; <br />additionally the Patel family has had a relationship -with SouthTrust since 1996. The Patels have - <br />been extremely successful inthemotel indust y.'We presently have a, sigriificant.loan relationship - <br />- with the Patels secured by"real estate. -This loan; as well as -all previous -loan -obligations and . <br />deposit accounts, has been handled `in an ezempl'ary_ fashion. r <br />We - consider the Patels, to- beof- the -utmost. character and feel very_ fortunate*to: have. them as <br />valued customers of S,outhTrust Bank " Et�.�,F• fir""a ' <br />.'.3 - - s% `3 f 1 S .'�JC 4S 5' f%'a .•! h Y:,.: <br />We are also excited about'-the=Patels possible.-ventnre- in the La. Porte market and our potentials - ' <br />involvement as well. ,Should =you:' have -'any -.additional` questions feel-free�to contact me at (281) <br />817-3011. <br />Sincerely, <br />Ronald D.- Harris . <br />Vice President <br />