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P"~ (!l ., ., ?;"" s > (!l (f) g.g: (!l (f) ~ ~ o ~ ~ ;; ~ (1) ~ ~ 0 g ::l p...;'3 (") ~ o' p ;;> ,......... ,......... z (!l X ~ ~ (!l (!l ~ S' (Jq t:1 ~ (!l V1 P" (!l S. V1 ~ (f) o ::l V1 .g ~ (!l S C) (!l ., N \0 N o o +:- ~ ~ (") (!l ~ 0 ;::to (f) g @ s:.::1. (!l (!l C) (f) 1:l g S ~ O. ~ (1) ::l '< ::l (f) S r::t. (") o ~ P" ., ,......... (!l ~Og- P"P"?D ~ ~ O\(!l> Vl~Ui'" + ::l 0 .,p...p... ~ ~ rn' ~. 0\ (") (!l Vl ~ (!l (f) (f) (f) (1) p... ~ (!l (f) o ~ (!l p... I I 1 ,-~-"",; ~~~ ~ Chapter 172 Board of Trustees ~ ~~~~~ · Clark Askins - Attorney · Patricia Rothermel - Citizen Position 1 · Kimberly Meismer - Citizen Position 2 · Michael Dolby - Finance Representative · ShelTi Sampson - Human Resources Representative ~ I Employee Medical Fund Costs?? i i j ~ ....-- I Expenses V. Revenues ~ I I __, · EXPENSES (2004) · 53,337,000 · REVENUES · $2,427,963 · = <$909,000> · lNS1JRi\..NCE FUND $900,000 27% J j J ~_. ~ . ~ - I.-~: .-- ~ Agenda ~~ · Financial · Plan Design · Contribution Schedules · Retiree Eligibility · Retiree Contribution Schedules :~~:~---: ~ Who Pays For The Health Plan? (2004 - $3,337,000) ~ ~ ....--1-. .____._m... INSURANCE FUND ~ ".=!1l · Working Capitol ->. $2,376,126 9/30/2003 · 2004 Draw · $900,000 + 2005 Draw · $900,000 + 2006 BALANCE ~ . 5500,000 1 1 I i ~~ :~.j;.;;/ ra ~ Expenses ($3,403,235) ~,~~~~"'~ Projected 2005 Health Plan Expenses $347,000 $419,867 jl!i Medical Claims s RX Claims 0 Admin Fees I - I J I , i J ,~ I J I..'....... ~....... ; I Expenses V. Revenues ~m~.B:~ J + EXPENSES (2005) + $3,403,235 + REVENUES + $3,111,872 + = <$291 ,363> + FlJND $291,363 i J I J J J -........1..... _U_"_'_ .,' , 1it~ % of Expenses ($3,403,235) $<~~ ~..~ Projected 2005 Health Plan Expenses 10% Is Medical Claims II RX Claims 0 Admin Fees I ~ Who Pays For The Health Plan? (2005 - $3,403,235) ~ .....- !!iiI:I CITY + EMPLOYEE/RETIREE 'if /17 I + $964,730= _~ } -r 1 '" ~ $3,111,872 I, _. , . INSURANCE FUND ~ ~ + Working Capitol -. $2,376,126 9/30/2003 + 2004 Draw + 8900,000 · 2005 Draw · $291,363 + 2006 BALANCE~ . $1,061,495 2 I I I 1 1 r J -.<-, ~~ City of La Porte Current ~ ?~!?j Employee Health Plan DesigJ1 ~E~ ~~~~ =.~~.!~1J1,",J>lIo. PPO In Network !Non-Network Deductible - Indi,iduaJ $300 : $600 , DeductIble" Family $900 i $1,800 Out of Pocket Maximum - $1,500 I No fv1aximllID Individual Out of Pocket Maximum- ! $3,000 INo Maximum :Family I Benefit Payable 180% :50% Co-Pay ! $25 $25 i PreventaliveiRouline Care ! ~WJ1li'l I Current Retiree Medical Cost Schedule '- I j I I J J - ,""-",,.. ~..,,~"'.. ""=,,,., -. ~.......__....- ~."""'~_'''''''T :::,,,..., =...".-- ::".._ "^ dt=- ::...._- "_"n_ '~."'~'--'-- --"._- -".~~I:~::- "~"'-- -..".-- -- . nor~.......,.l",""l....m ......"...... ,............- "....n..,...,. ....-.. ,~....,-- -"'''.'''' '~""-i -''''''''."-..,,..-- -..- -.-.. ,~-"._- :::::;:::.::..,. .-."._1_........" ~...".b_ ..".__ ...........-.......... ............. .............- _.............. -......-.... -.............. ...............- _..~......- .:..:. 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CD o ~ o :::::; ->. 1'0 o o Ul Date Number of members with claims in excess of $115,000 o City of LaPorte - Stop Loss Amount of Reimbursement from Stop Loss $0 4/1/98 to 3/31/99 4/01/99 to 3/31/00 o 4/01/00 to 3/31/01 , J 4/01/01 to 3/31/02 2 4/01/02 to 3/31/03 2 4/01/03 to 3/31/04 o 4/01/04 to Present still pending 2004 - One member to date with expenses at $83,268 I I I J Number of Employees/Retirees with Claims 395 Total Employees - 339 with claims of self or family 47 Total Retirees - 43 with claims of self or family $310,524 $253,150 $53,871 $0 $0 Since 1996 only 4 retirees out of 40 have dropped or not taken the retiree health benefit. (Prior to 1996 information reagarding retirees not taking the medical benefit is not available) J J I~I I~I 1(';) i l~ j I I I I I ~I~I I~I ~!I~j iti 3 31 Jil 1[1[1 -n I~III i 1 ~~i~i~1 co fCO co )> )>)> 15 5 5 c c c OJ OJ OJ --~ ~ ~ ~ I - -- .". ~w Co _W----I. '" "'~ .". 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