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HomeMy WebLinkAbout09-29-04 Chapter 172 Employee Retiree Insurance and Benefits Board MeetingChapter 172 Employee Retiree Insurance and Benefits Board Meeting Minutes 09/29/2004 The Chapter 172 Employee Retiree Insurance and Benefits Board meeting was called to order at 5:35 p.m. Attendance: Sherri Sampson, Michael Dolby, Patricia Rothermel Sherri Sampson welcomed Board members. Routine Business - Mr. Askins is working on Trust Agreement for Board members. Exploration of Health Plan Employee contribution schedule options — Board members discussed several options including: salaried vs. non-exempt differences; first year employees paying 20% more, and under 5 year employees paying 10% more. These cost schedules were reviewed and discussed. Board members prefer original recommendations and do not recommend a 2-tier employee contribution schedule. Exploration of Retiree Contribution options — Group proposed an option of Retirees over 65 leaving the Plan; another option discussed was the possibility of placing those retirees already retired in the active contribution schedule. Also discussed the potential to have under 65 Retirees pay more than 65 + retirees. Will discuss further at next meeting on Tuesday, October 5, 2004 at 11:00 a.m. Next meeting date — Mrs. Rothermel recommended that Board meets prior to Council workshop. October 5, 2004 at 11:00 a.m. Sherri will email all members to find out about availability. Meeting adjourned at 6:45 p.m. CD x C 0 � X o0 4 H z l pn ... 0 sy �s CD (D (D b a� CD � as CD b CDr+ n c c CD 0 o oc 0' °, �' ¢ cn cn CA In O CD b a a cn C l b� CD CD t C CD c)�p¢ C +na0 CD a d ca.° CD CD cn °;'o cn 0 0 as -0 � a cD El s O O CD CD 'C CD CD N .. 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By charging all new hires 20% more for health contributions the Plan may bring in an additional $3,500 in a 12 month period. Option II - Humana's plan for charging contribution based on tenure uses the 5 year mark as the divider. With this recommendation employees with 5 years or more tenure pay 10% less than employees with less than 5 years tenure. Schedules are attached for review. Question 2: Indicate how many times during the last three (3) years we had multiple stop loss cases. Over the last three years we have had 2 years (2002 and 2003) with more than 1 stop loss claim. In 2001, we had 1 stop loss claim reimbursing the City for $310,524. In 2004 we have not yet had a stop loss claim. We do, however; have one member to date with expenses at $83,268. Stop Loss will pay after the first $1 15,000 of expenses. Question 3: What number of total employee population did not file a claim? We have 56 employees out of 395 that have not yet filed a claim this calendar year. We also have 4 retirees out of 47 that have not filed a claim. Question 4: Over the past 10 years, how many retirees historically dropped plan coverage compared to how many retirees stay on the plan? It appears that about 10% (4 out of 40) of the retirees have dropped or denied the retiree health coverage since 1996. Information not available prior to this date. Question 5: How many retirees are over the age of 60? We currently have 26 retirees over the age of 60. I hope this written format works better for Council than the previous spreadsheets and binders. I am afraid that I have been providing information in an ineffective format up to this point. Through the budget workshop process I tried to provide spreadsheets with backup calculations and data. The binder was a second attempt at providing the information requested. I think again I failed to give the information in the format you were seeking. Your feedback is welcome. I will make every attempt to be more concise with my responses. Please let me know if I may be of further assistance. I look forward to working more closely with Council in the future. CITY OF LA PORTE OFFICE OF COUNCILMEMBER DISTRICT 4 TOMMY MOSER INTEROFFICE MEMORANDUM September 24, 2004 TO: Debra B. Feazelle, City Manager✓��� FROM: Councilmember District 4 Tommy Moser SUBJECT: Insurance Questions Thank you for the recent binder I received in an effort to answer the outstanding insurance questions. The binder contains the same information as we previously received and is very broad in scope. Could you please answer the following questions in lay terms: • Provide a phase in or plan to charge more for new employees • Indicate how many times during the last three (3) years did we have multiple stop loss cases • What number of total employee population did not file a claim • Over the past 10 years, how many retirees historically dropped plan coverage compared to how many retirees stay on the plan • How many retirees are over the age of 60 As this matter is time sensitive, a simple explanation would expedite the fmalization of this matter. c: Mayor and City Council John Joerns Cynthia Alexander Sherri Sampson T 0 0 v T 0 0 O O � m to W ffJ v, sv N to 0 o m m —t mmmm mmmm mmmm 0 mmmm Tim 0 0 3 3 3 E 3 3 3 E 3 3 3 3 3 3 3 3 3 CD Q -0-0-0-0 CL in fA: � D 0 0 0 0 c o 0 0 0 c 0 0 0 0 o 0 0 0 0 o O c m m m m m m m m r. 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