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<br />Answer Neal Welch: <br /> <br />No, this is the actual price ofthe service. <br /> <br />Question Matt Daeumer: <br /> <br />Does the co-pay come offthe top? <br /> <br />Answer Neal Welch: <br /> <br />Basically, if you have a bill that cost $50.00 and the doctor is paid $45.00. However, if <br />there is a $45.00 co-pay the employee will pay $45.00 and the doctor receives only $5.00. <br /> <br />All of this is probably more than you wanted to know but we just wanted to show you <br />how much detail we get and how it is used by us to evaluate the provider and system. <br /> <br />Question George Van Dyke: <br /> <br />Are the applications for the caps for the second and third year for all of this cost? <br /> <br />Answer Neal Welch: <br /> <br />No, they only apply to the Administration Fees. <br /> <br />Question George Van Dyke: <br /> <br />How are these negotiated with the Networks? <br /> <br />Answer Neal Welch: <br /> <br />Usually the Doctors will initially sign a three-year contract. <br /> <br />Comment Matt Daeumer: <br /> <br />I assume this is just a sample of what you look at because I know some of the prices with <br />Aetna are much higher than some of the others. <br />