10-02-04 City Council Retreat Agenda

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Section 6 Insurance requirements. . (a) No ambulance license shall be issued under this chapter, nor shall such license be valid after issuance, nor shall any ambulance be operated for any reason in the city, unless there is at all times in force and effect insurance coverage. issued by an insurance company licensed to do business in the State of Texas. for each and every ambulance owned and/or operated by or for the applicant for license providing for the payment of damages: (1) For injury to or death of individuals in accident resulting from any cause for which the owner of said vehicle would be liable on account of liability imposed on him by law, regardless of whether the ambulance was being driven by the owner or his agent. (2) For the loss of or damages to the property of another, including personal property, under like circumstances, in the following sums: Not less than one hundred thousand dollars ($100,000.00) for each person, three hundred thousand dollars ($300,000.00) for each accident and ten thousand dollars ($10,000.00) for property damage. A written statement from an authorized agent of the ambulance oJXfrator's insurance carrier verifying the issuance of such insurance shall be filed with the chief EMS officer before any pennit may be issued. All such verifications of insurance coverage shall provide for a thirty-day cancellation notice to the chief EMS officer. (3) Every insurance policy required hereunder shall contain a provision foe a continuing liability thereunder to the full amount thereof not withstanding any recovery thereon, that the liability of the insurer shall not be affected by the insolvency or the bankruptcy of the assured, in that until the policy is revoked the insurance company will not be relieved from liability on account of nonpayment of premium, failure to renew license at the end of the year, or any act or admission of the named assured. Such policy of insurance shall be further conditioned for the payment of any judgements up to the limits of said policy, recovered against any person other than the owner, by his agent or employee, who may operate the same with the consent or acquiescence of the owner. . (b) Each attendant involved in the operation of an ambulance within the city limits shall be required at all times to be covered by a professional liability insurance policy. This policy may be provided by the applicant company for all its employees or individual policies issued to all personnel employed by the company. (1) This coverage must be from an insurance company licensed to do business in the State of Texas for each and every person operating in the City of La Porte. (2) The limits of liability required are no less than five hundred thousand dollars ($500,000.00) per claim and a one million-dollar ($1,000,000.00) aggregate umbrella policy_ (3) It shall be the responsibility of each applicant company or individual to provide proof of such policy to the chief EMS officer. (4) Failure to provide such proof will be justification to suspend and/or not issue any attendant, driver and/or ambulance permit. .